About Us

We are an online lending FinTech platform that provides small, medium enterprises (SMEs)/small, medium businesses (SMBs) instant, flexible, short-term cash loans and business loans without needing any hectic paperwork and security. We provide investors a platform to invest in cash loans and business loans thereby catering to the needs of SMEs/SMBs as well as earning better returns.


We have realized that there is an unfilled gap in the market catering to small, medium enterprises (SMEs)/small, medium businesses (SMBs) seeking instant cash loans and business loans. At SMECashLoans.in, we are striving to get the red tape out of the entire process of availing credit. We provide businesses loans that cater to diverse set of requirements ranging from working capital, operational expenditures, and sales expansion to business expansion, vendor payments, and supplier payments. So, a Simple One-Time Registration is followed by a Quick Verification/Approval and Instant Fund Transfer.

  • We evaluate SMEs/SMBs based on their:
    • Personal - Professional - Social Credibility
    • Business Credibility
  • We validate each SME/SMB’s:
    • Identity
    • Personal Profile
    • Employment Credentials
    • Social Profile
    • Business Credentials
  • Our proprietary underwriting algorithm then predicts each SME/SMB’s:
    • Financial ability to repay
    • Personal intention to repay

Mission & Vision

To be a reliable platform for all genuine small, medium enterprises (SMEs)/small, medium businesses (SMBs) & investors, to help people and businesses solve their temporary troubles by offering small, short-term money instantly in a simple, quick and flexible way, to be a de facto platform for instant money when businesses need it the most.