How It Works

Small, medium enterprises (SMEs)/small, medium businesses (SMBs) need small, short-term money instantly to cater to many temporary situations arising out of day-to-day business. SMECashLoans.in is here to help SMEs/SMBs with instant money when they need it the most! We facilitate short-term cash loans and business loans in a simple, quick and flexible way. Our application is completely online from start to finish. Businesses need to complete a one-time registration process to become an approved borrower. We evaluate SMEs/SMBs based on their Personal - Professional - Social Credibility and their Business Credibility. How it works – Simple One-Time Registration followed by a Quick Verification/Approval and Instant Fund Transfer. Once you register as a borrower, you can avail cash loans and business loans conveniently...

  • Step 1

    Simple Registration

    Our application is completely online from start to finish. Businesses need to complete a simple one-time registration process to become an approved borrower.

  • Step 2

    Quick Verification

    We evaluate SMEs/SMBs based on their Personal - Professional - Social Credibility and their Business Credibility.

  • Step 4

    Approval

    Upon membership approval, you can avail cash loans and business loans conveniently.

  • Step 4

    Instant Fund Transfer

    You can avail loans instantly, one click, 24*7.

The Problem

Small, medium enterprises (SMEs)/small, medium businesses (SMBs) need small, short-term money instantly to cater to many temporary situations arising out of day-to-day business. So, what do businesses do when they need instant money to solve their temporary troubles? How else can businesses avail cash loans and business loans without worrying about their past cash flow and credit history?

The Solution

In such temporary situations, cash loans for businesses are a great alternative to traditional bank loans. SMECashLoans.in is here to help SMEs/SMBs with instant money when they need it the most! We facilitate short-term cash loans and business loans in a simple, quick and flexible way.

SMECashLoans.in Application Process

Our application is completely online from start to finish. Businesses need to complete a one-time registration process to become an approved borrower. We evaluate SMEs/SMBs based on their Personal - Professional - Social Credibility and their Business Credibility. How it works – Simple One-Time Registration followed by a Quick Verification/Approval and Instant Fund Transfer. Once you register as a borrower, you can avail cash loans and business loans conveniently...

SMECashLoans.in Borrower Eligibility

To register as a borrower, the individual must be over 21 years of age and an Indian resident. For your borrower membership to be approved, you would need to provide us the following documents (soft copies):

  • Proof of Address (POA): Passport or Aadhar Card or Driving License or Voter ID
  • Service Tax/Sales Tax/VAT Number/Trade Number
  • Company Bank Account Statement for the last 6 months
  • Company PAN Card
  • Company Address Proof
  • Business Proof

Note: These documents are needed only for the one-time registration process

SMECashLoans.in Loan Features

  • Once you request a loan, SMECashLoans.in team will try its best to transfer money to your bank account as soon as possible.
  • The loans are extremely flexible, there are no hidden costs.
  • Interest & Fees is calculated on a daily basis.
  • You can login to your account and under Repay Loan, you can see the outstanding till date. So, you only pay for what you use.
  • There are no pre-closure charges.
  • The maximum repayment period is 30 days. The faster you repay, the lesser is the Interest & Fees. 
  • There is no part repayment.

SMECashLoans.in Benefits

  • Application is mostly online
  • Quick, Easy, Safe, Secure and Private Application
  • No hassles of hectic paperwork and security
  • No hidden costs
  • Pay only for your usage/tenure
  • There are no pre-closure charges
  • Instant and easy approval
  • The money is transferred directly to your account
  • Reliable customer service
  • Simple, quick and the most flexible online marketplace

SMECashLoans.in, for quicker, reliable and easier access to business loans...