Lender FAQs

What does P2P lending mean?

Peer-to-peer (P2P) lending is the practice of lending money to unrelated individuals, or "peers", without going through a traditional financial intermediary such as a bank or other traditional financial institution. 

What is SMECashLoans.in?

SMECashLoans.in is an online peer-to-peer (P2P) marketplace lending platform in India that provides small, medium enterprises (SMEs)/small, medium businesses (SMBs) instant, flexible, short-term cash loans and business loans without needing any hectic paperwork and security. We help businesses avail short-term cash loans and business loans in a simple, quick and flexible way. We provide investors a platform to invest in cash loans and business loans thereby catering to the needs of SMEs/SMBs as well as earning better returns. 

From an investor’s perspective, what is the entire process at SMECashLoans.in?

  • Connect/Mutual Discussion
  • Due Diligence
  • Commercial Negotiation
  • Partner Contract

From an investor’s perspective, what’s in it for them?

  • Returns considerably higher than those offered on most of the savings accounts/FDs/bonds/stocks
  • Invest surplus money and earn returns monthly
  • Ease of access to your funds and unprecedented liquidity
  • Re-invest the returns to build/diversify their portfolio
  • Match your risk/reward profile
  • Easy to invest and accessible to all
  • Flexible to invest without any time/limit constraints