We collect the personal identification information in a variety of ways, including, but not limited to, registration, and verification process. The information collected would include your name, email, contact number, contact address, proof of address, proof of identity, banking information, business information, financial information, etc...
The information on the website can be accessed to some extent, but to take part in the services offered, registration is mandatory, which enables you to participate in the bidding of listings. During registration the information collected will be used for the purpose stated therein. However, your identity will not be disclosed on the website to the public and the entire transaction will be processed under confidential environment; unless and until you default the loan availed. We protect your personal information from unauthorized access and use; we use security measures in its implementation by adopting advanced practices prevailing from time to time. We may use third party service providers for carrying out the entire transaction, who will also maintain the confidentiality of the information as per the prescribed measures.
The personal identification information collected will be used primarily: To understand your needs and provide you with a better service; For daily operations and business, including, but not limited to, transaction management, account management, customer management, project management, legal & compliance management, etc....; To share with our third-party partners, advertising agencies if we, in our sole discretion understand that your information may be used to market a product or service, and others; In the unfortunate event of default; we will publicly announce about your default within your social network and other platforms; To improve our web site and for Internal record keeping.
As part of legal and compliance requirements, we might disclose relevant information as and when required to the government and judiciary authorities. We also might share relevant information to our partners.
Our website may contain links to third party websites. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for them. We encourage you to check the privacy policies of third party websites. By registering at SMECashLoans.in, you authorize us to use your social networks including friends/connections. You allow us to post your data on our website for advertisement purposes. The data will be deleted as per your request or on termination of registration.
We have put in place various security procedures as set out in this policy. For example, our security and privacy policies are periodically reviewed and enhanced as necessary and only authorised personnel have access to user information. We use secure server software (SSL) to encrypt financial information you input before it is sent to us, and our database is hosted in a secure data centre. Whilst we cannot ensure or guarantee that loss, misuse or alteration of data will not occur, we use our best efforts to prevent this. We take reasonable technical and organizational precautions to prevent the loss, misuse or alteration of your personal information.
We encourage you to frequently review our Privacy & Security Policy for any changes. You acknowledge and agree that it is your responsibility to review this Privacy & Security Policy periodically and become aware of modifications.